Non-conforming
Real-life solutions for unique financial challenges with our non-conforming finance solutions
Interest Rate From*
0
%
Comparison rate:
0
%*
* Disclaimer: The information provided herein represents a consolidated summary from all Funders and is not intended to detail any single product offering. For specific product information, please consult your BDM or the Credit team.
* The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. NOTE: This comparison rate is true only for the examples given and may not include all fees and charges. Different time periods, fees or other loan amounts might result in a different comparison rate.
The features of this product have been assessed as meeting the likely objectives, financial situation and needs of consumers who:
- meet the eligibility criteria, including:
- being an Australian resident; and
- borrowers that have experienced one or more life events or mortgage arrears, or require alternative income verification;
- are:
- self-employed; or
- an Australian registered company; or
- a trustee of an Australian family or unit trust (the beneficiary and Trustee must meet the eligibility criteria of an individual or a company;
- require a loan to fund the purchase or refinance of an owner occupied or investment residential property;
Loan Features
- Redraw or Offset account available
- Maximum loan size up to 25 m
- Maximum LVR up to 95%
- Up to 40 years loan terms
- Online Banking available
- Extra Repayments
- Split loan accounts available
- IO repayment terms up to 5 years
Niches
- Jumbo loan available
- PAYG or self-employed income acceptable
- Low Doc available
- Consolidate unlimited debts
- Unlimited mortgage arrears acceptable
- Flexible approach to credit impairments including prior bankruptcies
- Unlimited defaults, judgements or writs from 1 credit event < 12 months (paid or unpaid)
- Unlimited cash out for any worthwhile purpose including payout ATO debts, working capital and purchase of business equipment.