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Comprehensive loan solutions with transparent documentation
Interest Rate From*
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Comparison rate:
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* Disclaimer: The information provided herein represents a consolidated summary from all Funders and is not intended to detail any single product offering. For specific product information, please consult your BDM or the Credit team.
* The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. NOTE: This comparison rate is true only for the examples given and may not include all fees and charges. Different time periods, fees or other loan amounts might result in a different comparison rate.
The features of this product have been assessed as meeting the likely objectives, financial situation and needs of consumers who:
- meet the eligibility criteria, including:
- being an Australian resident; and
- having a satisfactory credit rating;
- are:
- self-employed; or
- salaried employees; or
- an Australian registered company; or
- a trustee of an Australian family or unit trust (the beneficiary and Trustee must meet the eligibility criteria of an individual or a company;
- require a loan to fund the purchase or refinance of an owner occupied or investment residential property;
Loan Features
- Redraw or Offset account available
- Maximum loan size up to 25 m
- Maximum LVR up to 95%
- Up to 40 years loan terms
- Online Banking available
- Extra Repayments
- Split loan accounts available
- IO repayment terms up to 10 years
Niches
- Flexible loan purposes (refinance, new purchase and debt consolidation…)
- Specialised Securities acceptable
- Fast refinance
- Flexible cashout policy
- Jumbo loan available
- 1-year financial product for Self-employed borrowers.
- No special restrictions for high-density apartments
- 85% No LMI for owner-occupied properties
- Flexi Servicing/Income policy: Air-BNB, Uber, Casual, Income protection, Workers Comp etc
- Temporary visa holders have the opportunity to access the resident product rate, e.g. 500,485,820,188 etc
- Vacant land acceptable
- No requirement for comprehensive credit report
- Notional rent can be waived