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Fincap

Our ultimate finance solution, suited for bridging and short term finance needs

Interest Rate From*
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* Disclaimer: The information provided herein represents a consolidated summary from all Funders and is not intended to detail any single product offering. For specific product information, please consult your BDM or the Credit team.

The features of this product have been assessed as meeting the likely objectives, financial situation and needs of consumers who:

  • Meet the eligibility criteria, including:
    • being an Australian resident; and
    • having a satisfactory credit rating;
  • are:
    • self-employed; or
    • salaried employees; or
    • an Australian registered company; or
    • a trustee of an Australian family or unit trust (the beneficiary and Trustee must meet the eligibility criteria of an individual or a company;

  • require a bridging loan to fund the purchase of an owner occupied or investment residential or commercial property;  

  • require a short-term loan to fund the refinance of an owner occupied or investment residential or commercial property from another private lender

  • require a second mortgage to cash out for satisfactory purposes;  

Loan Features

  1. Maximum loan size up to 25 m
  2. Maximum LVR up to 80%
  3. Up to 12 months loan terms
  4. Capitalized interest and monthly repayment available

Niches

  1. Flexible loan purposes
  2. Jumbo loans available
  3. Smiple documentation
  4. Flexible valuation and credit policy
  5. No requirement of the minimum term of the corporation
  6. 1st Mortgage, 2nd Mortgage and Caveat loan available
  7. Urgent settlement

How to apply?

1. Get accreditation

2. Submit scenario

3. Letter of offer issued

4. Letter of offer signed back

5. Complete valuation

6. Loan documents

7. Document Execution

8. Settlement