Easy Refi
A simplified refinance option for SMSF, full doc, expat, and non-resident existing borrowers.
Interest Rate From*
0
%
Comparison rate:
0
%*
* Disclaimer: The information provided herein represents a consolidated summary from all Funders and is not intended to detail any single product offering. For specific product information, please consult your BDM or the Credit team.
* The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. NOTE: This comparison rate is true only for the examples given and may not include all fees and charges. Different time periods, fees or other loan amounts might result in a different comparison rate.
The features of this product have been assessed as meeting the likely objectives, financial situation and needs of consumers who:
- meet the eligibility criteria, including:
- being an Australian resident or being a non-resident of Australia; and
- having a satisfactory credit rating;
- are:
- self-employed; or
- salaried employees; or
- an Australian registered company; or
- a trustee of an Australian family or unit trust (the beneficiary and Trustee must meet the eligibility criteria of an individual or a company;
- require a loan to fund the purchase or refinance of an investment property;
Loan Features
- Redraw or Offset account available
- Maximum loan size up to 3.5 m
- Maximum LVR up to 80%
- Up to 30 years loan terms
- IO repayment terms up to 5 years
Niches
- SMSF available
- Expat available
- Non-Residents acceptable
Common FAQ's
Same loan terms apply with OFI. Maximum of loan terms up until 85 years old.
NOT acceptable. We would need to do a new Easy Refinance that requires income documentation.
NOT acceptable. Interest rates must be higher with OFI as shown in the current loan statement. FINSTREET’s Easy Refi calculator must be passed.
YES. It needs to be the most updated as per submission date. (At least 1 month before submission)