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Low Doc

Streamlined and hassle-free financing for self-employed individuals

Interest Rate From*
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Comparison rate:
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* Disclaimer: The information provided herein represents a consolidated summary from all Funders and is not intended to detail any single product offering. For specific product information, please consult your BDM or the Credit team.

* The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. NOTE: This comparison rate is true only for the examples given and may not include all fees and charges. Different time periods, fees or other loan amounts might result in a different comparison rate.

The features of this product have been assessed as meeting the likely objectives, financial situation and needs of consumers who: 

  • meet the eligibility criteria, including: 
    • being an Australian resident; and  
    • having a satisfactory credit rating; 
    • require alternative income verification; 
  • are: 
    • self-employed; or 
    • an Australian registered company; or 
    • a trustee of an Australian family or unit trust (the beneficiary and Trustee must meet the eligibility criteria of an individual or a company; 
  • require a loan to fund the purchase or refinance of an owner occupied or investment residential property;  

Loan Features

  1. Redraw or Offset account available
  2. Maximum loan size up to 25 m
  3. Maximum LVR up to 90%
  4. Up to 40 years loan terms
  5. Online Banking available
  6. Extra Repayments
  7. Split loan accounts available
  8. IO repayment terms up to 10 years

Niches

  1. Flexible loan purposes
  2. Specialised Securities acceptable
  3. Flexible cashout policy
  4. Jumbo loan available
  5. Minimum 6 months ABN registration acceptable
  6. One form of income verification
  7. No special restrictions for high-density apartments
  8. Vacant land acceptable